Worth more dead than alive?
Ever hear of dead peasant insurance?
It means that when you die, your company has a policy out on you, and they get the benefits. Apparently it's more common than you think.
Do a google search on it, scary stuff man...
http://www.google.com/search?hl=en&lr=&rls=GGLD%2CGGLD%3A2004-18%2CGGLD%3Aen&q=dead+peasant+insurance